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Match the Dealer

Blackjack is one of the most popular games in any casino. It's easy to learn and fun to play, and with time and practice, you can easily master it and walk away with big winnings. Luck has to be on your side, but skill can take you a long way.
For players who want to add a little extra excitement or novelty to their blackjack or Spanish 21 sessions, the Match the Dealer side bet offers a simple yet potentially rewarding twist. This optional wager focuses on matching one or both of your initial cards to the dealer's upcard, with payouts based on how closely they match. It's easy to understand, quick to resolve, and can deliver solid payouts alongside the main game.

What Is the Match the Dealer Side Bet?

The Match the Dealer side bet is an additional wager that pays if either, or both, of your first two cards match the dealer's face-up card in rank. If the matching card is also the same suit, the payout is even higher. The bet is settled immediately after the initial deal, regardless of how the main hand plays out, making it a fun way to add more winning opportunities to each round. That means that you can make the bet as a way to hedge against potential losses or to add to any winnings you get from your hand.

How Does Match the Dealer Play in Spanish 21?

In Spanish 21, the Match the Dealer side bet works the same way as in traditional blackjack, but with one key difference: The primary game uses Spanish decks, which contain no 10-spot cards. With the Match the Dealer side bet, you still aim to match the dealer's upcard in rank, with suited matches paying more, but because of the altered deck composition, the odds and payouts can be slightly different compared to standard blackjack. This variation gives Spanish 21 a unique flavor while keeping the side bet fast and easy to follow.

How to Place the Match the Dealer Side Bet

Placing the Match the Dealer side bet is straightforward. Before any cards are dealt, you should decide how much you want to wager. Then place your main bet for the blackjack or Spanish 21 hand and, if desired, an additional wager in the Match the Dealer betting circle. You must make a bet on the main hand to Match the Dealer side bet. You cannot make the side bet on its own.
Gameplay will begin, and you'll be dealt two cards. Then the dealer will reveal their upcard. The dealer will check the cards, and if either of your cards matches the dealer's upcard in rank, you win the side bet. A suited match pays more, and matching both of your cards can yield even higher payouts. Once the side bet is settled, the game continues as usual with the main blackjack or Spanish 21 hand.
 
Woman's hands hold poker cards

What Are the Payouts in Match the Dealer?

Payouts for the Match the Dealer side bet are based on how many of your cards match the dealer's upcard and whether the match is suited. The five big payoffs pay out like this:
  • One Unsuited Match: 4 to 1
  • One Suited Match: 9 to 1
  • Two Unsuited Matches: 8 to 1
  • Two Suited Matches: 18 to 1
  • One Unsuited and One Suited Match: 13 to 1
The higher your bet, the higher your potential rewards. Balance what you put on the side bet against what you wager on your main bet to maximize your potential wins.

Match the Dealer Odds

The odds of winning the Match the Dealer side bet depend on the number of decks used and whether you're playing Spanish 21, which has a unique deck composition that excludes 10-spot cards. In an eight-deck Spanish 21 game, the chance of getting at least one matching card is roughly about 16 to 18 percent. Suited matches are even less common, raising the odds.
Because the side bet resolves before you play your main hand, winning it is purely a matter of probability rather than skill, so it is essential to understand your odds before making your bet. The higher the odds, the higher the payout, but the higher the risk.

What Is the Match the Dealer House Edge?

The house edge for Match the Dealer in Spanish 21 typically ranges from 3 percent to 4.5 percent, depending on the number of decks and the house payout structure. This is lower than many novelty side bets but higher than the house edge for playing the main Spanish 21 game with optimal strategy. As with all side bets, it should be treated as a fun, optional wager rather than a primary strategy for winning.
In a traditional blackjack game, the house edge ranges from 0.5 percent to 2 percent, depending on the number of decks used. The conventional game offers a much better house edge for the player.

Match the Dealer vs. Other Spanish 21 Side Bets

Spanish 21 offers several side bets, such as Super Bonus 21, Royal Match, or Lucky Ladies, each with its own theme and payout potential. Compared to these:
  • Match the Dealer is simpler, with straightforward matching rules and quick payouts.
  • It generally has a lower house edge than many other Spanish 21 side bets, making it a more player-friendly option.
  • Other side bets often rely on specific card combinations in your hand, whereas Match the Dealer focuses entirely on the relationship between your cards and the dealer's upcard.
This simplicity, combined with solid mid-range payouts, makes Match the Dealer a favorite for players who want extra action without overcomplicating the game.
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FAQs

If you're new to the Match the Dealer side bet or just haven't played it in a while, here are answers to some of the most common questions players have to help you get oriented:

Can You Place a Match the Dealer Bet on Every Hand?

Yes. As long as the table offers the side bet, you can place it on every hand you play. Add your wager in the designated side bet circle before the cards are dealt. There is no limit to how many times you can place it in a row. However, you can only place one bet per hand.

Can the Match the Dealer Bet Be Combined with Other Side Bets?

Yes. You can make a Match the Dealer wager alongside other available blackjack or Spanish 21 side bets. Each side bet is evaluated and paid independently. They do not influence the other or compound winnings. If you win more than one bet, you will just be paid each of those winnings separately.

What Are the Rules for Matching Cards in the Match the Dealer Bet?

A match occurs when one of your first two cards is the same rank as the dealer's upcard. For example, if you get a 9 and the dealer's upcard is also a 9. If that card is also the same suit, it's considered a suited match, which pays more than double what you get for the unsuited match.

What Happens If I Match the Dealer's Card with a Different Suit?

You still win if your card has the same rank but a different suit. This is what's called an "unsuited match" or "non-suited match," and it comes with a lower payout rate. Suited matches are rarer and pay more than double their unsuited counterparts.

Can You Make the Match the Dealer Bet Without Playing the Main Hand?

No. To place the Match the Dealer bet, you must also make a standard wager on the main blackjack or Spanish 21 hand. You cannot make the side bet alone. Because the side bet is made in addition to the main bet, you should consider how they can potentially complement one another - either to hedge against losses or to increase your winnings dramatically.
How Many Decks Are Used in Spanish 21 with the Match the Dealer Bet?
Spanish 21 with the Match the Dealer side bet is typically dealt from a six- or eight-deck shoe. However, all the 10-spot cards are removed. This deck composition slightly changes the odds compared to standard blackjack, making it a riskier and more intriguing game for many.

Play Match the Dealer at Cache Creek Casino Resort

Discover an exciting twist on your favorite games at Cache Creek Casino Resort with the thrilling Match the Dealer side bet! This fast-paced addition to blackjack or Spanish 21 offers you a chance to celebrate every hand, whether you're delighted by a single match or strike gold with two-suited matches. The anticipation is electrifying, and the potential for significant payouts keeps the excitement alive!
With professional dealers and a warm, inviting atmosphere, Cache Creek in Brooks, CA, is the ideal destination for fun and friendly table gaming. So, why wait? Join us, take a seat, and place your bets. Get ready to align your cards with the dealer's for a chance to win big! We can't wait to see you here!